The biggest concern our prospective clients have when viewing our website is whether or not their application will be approved. If you have ever been declined for a loan or home, it can be a devastating experience. With that in mind, we wanted to put your mind at ease.

Our program truly is No Credit Qualifying.

We have placed tenants that have had bankruptcies, foreclosures, car repossessions, charge-offs, collections, judgments, tax liens, you name it.

How do you know if you qualify?

Simple, answer these four questions:

1. Can I truly afford the home?
2. Do I have the cash necessary for the first month's lease payment and option fee?
3. Am I committed to restoring my credit (if credit is the issue) so that I can qualify for a mortgage within 24 months?
4. Do I really want to own a home instead of being a career renter?

If you answered yes to all four questions, you are APPROVED!

Here's what the application will show us and how we get the answers to the questions:

1. Can you afford the home? We will pull a credit report to understand exactly what your current debt obligations are. Then, we will calculate your debt to income (DTI) ratio. You can do this too.

Here's the formula:

Total monthly credit obligations divide by gross (not net) monthly income e.g., let's say you have a car payment of $500 and a credit card payment of $250 for a total of $750 per month and your gross monthly income is $5,000, you would take $750 divided by $5,000 to get a DTI not including housing of 15%. We want to keep your housing ratio at 30% or under and your total debt obligations at no more than 40%. The purpose here is to ensure that if the car breaks down, you have the liquidity to get it fixed and don't have to risk missing a home payment.

2. Do you have the cash necessary for the first month's lease payment and option fee? Your application will tell us.

3. Are you committed to restoring your credit so that you can qualify for a mortgage within 24 months? Here's how we know, if credit is stopping you from obtaining a mortgage, our program requires that you enter into and pay for the credit restoration program run by the nation's premier credit restoration company, Lexington Law. You will have credit restoration handled under the supervision of a group of attorneys. The cost? $39 per month per person, or about the cost of dinner and a movie once per month.

4. Do you really want to own a home instead of being a career renter? Here's how we know, our program is setup such that when you execute a deal, it is just like you qualified for a mortgage and bought the home. The only difference is that instead of having conventional institutional financing in place, we have arranged for private financing through an investor. So, you bear all of the maintenance and repair responsibilities just as if you owned the home in your own name.

That's it! It's that simple. If the answer to all four questions was yes, take the first step towards home ownership by completing your application right now!

The cost of the application is $37. You can pay for it below and upon payment, you will be redirected to the application. We will get back to you promptly.

Apply Now!

Application Fee Only $37