Rent to Own Homes

Enroll in our program today!

The biggest concern our prospective clients have when viewing our website is whether or not their rent to own homes application will be approved. If you have ever been declined for a loan or home, it can be a devastating experience. With that in mind, we wanted to put your mind at ease.

Our rent to own home program truly is No Credit Qualifying.

We have placed tenants that have had bankruptcies, foreclosures, car repossessions, charge-offs, collections, judgments, tax liens, you name it.

How do you know if you qualify for one of our homes for rent to own?

Simple, answer these four questions:

1. Can I truly afford to rent to own a home?
2. Do I have the cash necessary for the first month’s payment and down payment?
3. Am I seriously committed to restoring my credit (if credit is the issue) so that I can qualify for a mortgage within 24 months?
4. Do I really want to own a home instead of being a career renter?

If you answered yes to all four questions, you are APPROVED!

Yes, if you see a rent to own home listing that works for you we can have you in the home in as little as a day!

Here’s what the application will show us and how we get the answers to the questions:

1. Can you afford the home?

We will pull a credit report to understand exactly what your current debt obligations are. Then, we will calculate your debt to income (DTI) ratio. You can do this too.

Here’s the formula:

Total monthly credit obligations divide by gross (not net) monthly income e.g., let’s say you have a car payment of $500 and a credit card payment of $250 for a total of $750 per month and your gross monthly income is $5,000, you would take $750 divided by $5,000 to get a DTI not including housing of 15%. We want to keep your housing ratio at 30% or under and your total debt obligations at no more than 40%. The purpose here is to ensure that if the car breaks down, you have the liquidity to get it fixed and don’t have to risk missing a home payment.

2. Do you have the cash necessary for the first month’s lease payment and option fee?

Your application will tell us.

3. Are you seriously committed to restoring your credit so that you can qualify for a mortgage within 24 months?

Here’s how we know, if credit is stopping you from obtaining a mortgage, our program requires that you enter into and pay for the Credit Repair College, the  DIY credit restoration program we personally developed to get you fast tracked for mortgage qualification. With Credit Repair College, you are provided live videos of credit restoration being handled for clients just like you. You receive the actual forms, letters, strategies, techniques, scripts and services we use. You also get complete detailed explanations on exactly how things work and what to do as it pertains to your personal situation. No more guessing games.  Credit Repair College is credit restoration on steroids and the fastest solution to get your credit restored and get you fast tracked for mortgage qualification. That’s what you really want, isn’t it?

The cost? $37 per month, or about the cost of one dinner out. Once you complete the Enrollment Application, you will be automatically registered for a two week free trial to Credit Repair College so you can begin your path to clean credit. You may cancel at any time prior to contract execution but we are so sure that you are serious about restoring your credit that you once you see this one of a kind program, you won’t want to because I personally show you how I took my own personal credit score from a 487 to a 787.

4. Do you really want to own a home instead of being a career renter?

Here’s how we know, our program is setup such that when you execute a deal, it is just like you qualified for a mortgage and bought the home. The only difference is that instead of having conventional institutional financing in place, we have arranged for private financing through an investor. So, you bear all of the maintenance and repair responsibilities just as if you owned the home in your own name.

That’s it! It’s that simple. If the answer to all four questions was yes, take the first step towards home ownership by completing your application right now!

The cost of the application is $37. You can pay for it below and upon payment, you will be redirected to the application. We will get back to you promptly.

Enroll Now and get ready to look at rent to own homes listings!

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