If you think you have a bad credit score, the first thing you need to do to fix your credit is get a copy of your credit report.
So, you need to get a copy of your credit report! The good news is that you are entitled to a copy of your credit report for free once every year!
But – you need to be careful!
If you simply google “free credit report” you will find quite a few companies who will charge your for your report.
Now, paying for your report isn’t always a bad thing. For instance, if you would like to get your score or take advantage of programs like Equifax Score Watch
or Fico Scores/Reports
you will have to pay for it.
These are both great services if you use them!
But if your goal is to simply take a look at your report for the least amount of money, here is what you need to do:
Go to AnnualCreditReport.com and request a copy of your report. (Keep in mind, this is the only source that is authorized for your free annual credit report.)
If you would prefer you can call (877) 322 – 8228.
A third option would be to complete the form on the back of the Annual Credit Report request brochure. You can get this form from the FTC. Once you have this, you can mail it to:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30328-5281
That’s it! Three easy ways to get your credit report for free! Getting your credit report is the first step to credit report repair If you find that you have a bad credit score, don’t be discouraged. Just start working on the situation today! And remember, the best credit repair is credit repair you do yourself!
