Our Program

No Credit Qualifying Lease to Own Program

With our NO CREDIT QUALIFYING Rent to Own | Lease Option program, your dream of homeownership can become a reality TODAY!

There has never been a better time to take the first step towards home ownership by buying a Rent to Own home!

The best part is that if you decide to join us now, we will be with you every step of the way! We want more than just to help you own a home….we want to help you turn your life around. Doesn’t your family deserve to own a home today?

With our Rent to Own Program you can join the ranks of thousands of others who are successfully turning their dream of home ownership into a reality.

Our Rent to Own Lease Program is unparalleled in the industry:

• No Credit Qualifying! (How nice is that?) Yes, it is true, people with credit problems just like you are moving into absolutely gorgeous lease to own homes.
• Our typical Option Fee is 2% – 5% of the purchase prices of the home. However, recently we have added an exciting new down payment assistance program that many people will qualify for! This program can help qualified individuals own a home with as little as the first month’s payment plus $1,000 down! To find out if you qualify for this program, enroll now! You could be in a lease to own home before you know it!
• Our contracts are structured to enable you to own the home with as little money as possible out of pocket when you are qualified for a mortgage. You may also be able to deduct a portion of your payment just like you would if you had conventional financing. (We aren’t accountants and are not giving tax advice, but you will want to make sure you speak with your accountant about this!)
• The typical term that you have to qualify for a mortgage is 24 months; however, in some situations we can extent this out to 36 months.
• You get to participate in the home’s appreciation. Yes, that is right!  When you lease to own with us, any appreciation that takes place during your lease period is yours.
• Our program helps you improve your credit and increase your credit score. We are the only Rent to Own Company of our kind that actually reports your lease payments to the credit bureau. So, you start generating new positive good credit immediately! Obviously, you need to make sure that your payments are made on time for this to improve your credit and increase your score! This should be easy, because we will directly draft your payment from your bank account each month! This new credit will help you qualify for a mortgage sooner!
• Our Rent to Own Program combined with our HomeFinder Program actually allows you to select the home you want, even if it isn’t in our current inventory. That’s right – you may be able to pick any how you want even if we don’t own it! As long as the home is not currently listed with a realtor, we will either go buy it or negotiate a deal with the existing seller. Obviously, there are certain guidelines that must be met and every home will not qualify, but imagine being able to select from millions of homes. What could be better?
• You will deal only with us! That means once you have enrolled in our program, there is no further qualifying or chance of being turned down, even if we go negotiate a deal on a home that isn’t in our inventory!

Are you really ready?

If your answer is yes, click Apply Now! to begin the journey to make your dream come true.

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