Recent Study

A recent study indicated that the recent mortgage meltdown and liquidity crisis have eliminated more than 200 multi-billion dollar lenders, more than 3000 available mortgage loan products and current lending guidelines now disqualify more than 74% of the buyers in the marketplace who were qualified for a mortgage just 12 short months ago. 

Now more than ever, Americans are seeking alternatives to conventional bank financing to obtain their dream of home ownership.

While there are a variety of creative financing options available in the marketplace, it is imperative to understand the true structure of the financing to ensure that it will put you in a position to actually own the home.

Properly structured, lease options, sometimes called rent to own, can offer a phenomenal opportunity to buy a home, build equity, get credit for rental payments, rebuild credit and participate in a home's appreciation.

For this reason, it is important to work with a professional company who is truly looking to improve your quality of life by positioning you to be able to own the home. All Lease Option agreements are NOT created equal. It is a very complex document including terminology like option, rent credits, option price, option money and must be structured properly or you can end up paying significant amounts of money for a home you will never own. Other important factors are the current status of your credit report and the time that will be necessary to qualify for conventional mortgage financing.

Privacy & Security

Privacy Policy

Keeping your information secure is one of our most important responsibilities.
Read about how we manage the privacy and security of your personal and account information online.

Summary of the Online Practices Privacy Policy

The Online Practices Privacy Policy explains how we may collect information from you online when you visit a The Wealth Consortium Web site.

The Online Practices Privacy Policy, effective as of June 1, 2008, is for general guidance and subject to change. Please review periodically.

Customer information means personally identifiable information about a consumer or a consumer's current or former customer relationship with The Wealth Consortium.

Browsing our site

You can browse our sites anonymously by choosing not to provide us with any personally identifiable information, such as your name or e-mail address, during your visits to our sites.

Browsing anonymously after you've identified yourself involves setting your browser to disable cookies and similar files or by deleting the cookies and similar files that you have accepted from us. To do this, you'll need to follow your browser's instructions for disabling cookies or deleting cookies. Please note that the use of certain online products, such as Online Banking, do require the acceptance of cookies or similar files.

Cookies and Similar Files

In all cases, cookies and similar files that we place on your computer do not contain any personal information unless encrypted, and we never use cookies or other files to track your use of other web sites. We may place cookies or similar files on your hard drive for security purposes, to facilitate site navigation, and to personalize your experience while visiting our site. Our cookies do not identify you as an individual or by account number.

If you do not accept these cookies or similar files, you may experience some inconvenience in your use of some online products.

Cookies are pieces of information stored directly on the computer you are using. The Wealth Consortium uses cookies in two ways:

• Web Browsing Cookies. Cookies used for Web Browsing can contain a variety of information, such as a simple count of how often you visit a Web site or information that allows customization of a Web site for your use. The Wealth Consortium uses cookies to display information more effectively to you and to gather data about the usage of our Web site.
  Cookies allow us to collect technical and navigational information such as browser type, time spent on our site, and the pages visited. They do not contain or capture customer specific data. We may also use cookies in online advertising to track consumer responses to advertisement. This provides us the capability to monitor the use of our site so we can continually improve the design and functionality to better serve you.
• Similar Files. Some web sites use technologies similar to cookies to store information. For example, The Wealth Consortium also uses files called Flash Objects in connection with Online Transactions.  As with cookies, we never store personal information unless encrypted, and we never use to track your use of other web sites.

Collecting information

When you visit our website, we may collect the following information in order to service your accounts, save you time and money, and better respond to your needs:

• Application information. Information that you provide to us online in applications and other forms. Examples include your assets, income and debt.
• Identification Information. Information that identifies you such as name, address, telephone number and Social Security number.
• Transaction and experience information. Information about your online transactions and account experience, as well as information about our online communications with you.

How we may share information

The Wealth Consortium may share Customer Information we collect from you online with our family of companies and with companies that work for us. All nonaffiliated companies that act on our behalf and receive Customer Information from us are contractually obligated to keep the information we provide to them confidential and to use the Customer Information we share only to provide the services we ask them to perform. These companies may include financial service providers such as payment processing companies.

We also may disclose Customer Information we collect about you online to credit bureaus and similar organizations and when required or permitted by law. For example, Customer Information may be disclosed in connection with a subpoena or similar legal process, fraud prevention or investigation, and risk management and security.

Customer Information may also be disclosed to companies that process your requests for products or services or in connection with the sale of your account to another investor. We also may share Customer Information outside The Wealth Consortium companies when we have your consent.

 

Making sure information is accurate

Keeping your account information accurate and up to date is very important. If your account information is incomplete, inaccurate or not current, please call or write to us at the telephone number or appropriate address for such changes listed on your account statement, bank records or other account materials.

Changes to the Online Practices Privacy Policy

If we make changes to the Online Practices Privacy Policy or make any material changes to our online services, we will revise the Online Practices Privacy Policy to reflect such changes and revise the policy's effective date.

 

 

Are you really ready?

If your answer is yes, click Apply Now! to begin the journey to make your dream come true.

 

Everyday we help people just like you realize their dream of homeownership. 

What Others Are Saying about the Founders of Finance The Dream, Vincent & Wendy Polisi...

" Vincent, who are you?  You are like this amazing person that has walked into my life with this amazing generosity and kindness that I have never experienced before in my life. I'm a single mom that loves her kids more than I ever thought imaginable. I thank you so very much for your kindness. How can I ever thank you? You amaze me. I HOPE that I get to meet you and Wendy! "

- Denise C.